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Phone list in area 724

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7246742560For informational purposes , and information courtesy of Tamianth:ttp:// ... ... ou-need-to-knowSection 809 of the FDCPA requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :"§ 809. Validation of debts(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—(1) the amount of the debt;(2) the name of the creditor to whom the debt is owed;(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."****************************************A Collection Agent May Not…Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:Misrepresent Him or Herself  A debt collector may not misrepresent himself as an attorney or law enforcement officer.Use the Telephone to Annoy or Harass  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.Threaten Arrest or Lawsuit  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.Use Abusive or Threatening Language  A debt collector may no use abusive or profane language in the course of communication related to the debt.Publish a Bad Debt List  Publishing the consumer’s name or address on a "bad debt" list is prohibited.Contact By Embarrassing Media  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.Contact a Consumer at Work  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.Seek Unjustifiable Amounts  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.Contact a Consumer Represented by an Attorney  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.Communicate With a Consumer After Receiving a Validation Request  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.Communicate With Third Parties  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is FDCPA FAQBelow are questions readers ask frequently:Can a Collection Agent Call My Cell Phone?  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.A Collector Says I Will Be Arrested if I Do Not Pay  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debtsusan52016-04-25 17:17:38
7243989166This number does not belong to Gary Paramer... It belongs to a nice young lady who is sick of getting ridiculous calls about fencing & collection agencies. Someone is using this number as a disguise to make odd phone calls to others. Feel free to block the number as any weird calls to this number will be blocked.Guest62016-04-25 18:30:25
7248248232This caller left a voice mail claiming to be the Senior Investigative officer for the IRS, gave a bogus badge number and tried to use scare tactics on my Mother to get her to call him back saying she owed them money. She did not talk to him but I am sure he would have tried to get her to give her personal info over the phone. Official IRS scam warning site says the IRS never makes first contact by telephone or email, only by mail. Don't fall for this scam!Guest72016-04-26 14:52:56
7249209998Missed the call, didn't recognize number, called it back and got voicemail with that name. The voicemail greeting did not include a business name. All the greeting said was 'you've reached Blake Weisgerber'Guest32016-04-27 13:42:31
7242421455Please report this person to the FTC- it is REALLY easy. call 877-FTC-HELP you get to talk to a real person too!or visit www.FTC.govI got one too!-please read32016-05-04 00:39:18
7248938989SCAM! Text message from 225-395-9169 thanked me for being a Best Buy customer it is customer appreciation day. Please visit (website deleted) for your thank you gift from us. I entered 225-395-9169 and was redirected to: Welcome to the 10 minute Mind Quiz Challenge. Get ready to test your Mental Ability! The disclaimer below that says: Summary terms: Welcome to The Mind Quiz! After completing the quiz, your score will be calculated and you will be asked to enter your cell phone number to gain access to your IQ score results as well as a mobile content subscription. Depending on your carrier and cell phone manufacturer, the mobile content may include ringtones, games, wallpapers, or fun text messages. This content will cost from $9.99 to $19.99 per month and will be sent to your cell. Call for your money back within first 30 days of service if you are not satisfied. Do not go to their website, give them your phone number, or participate in the quiz. It is not Best Buy.Guest62016-05-07 11:14:12
7242130831I just received the same message.  I decided to look it up and what you have said is exactly the same as I have heard.  They said they company tried to contact me through my e-mail, which is an e-mail that I have shut down.  He said they would be taking me to court tomorrow if I do not settle this loan.  I don't even remember receiving this loan and he told me to send my banking information through a fax and I told him no and I did not feel comfortable with that.  I am glad I looked this up.Angela32016-05-07 11:45:38
7245652018Needed to create you a bit of word to say tkanhs a lot the moment again with your amazing strategies you've featured in this case. This has been simply open-handed with people like you in giving openly all most people would've marketed for an electronic book in making some dough on their own, especially considering that you might have done it in case you considered necessary. These creative ideas also worked to become easy way to fully grasp that some people have the identical fervor just like my own to realize way more around this condition. I am sure there are some more fun opportunities up front for folks who go through your website.Guest52016-05-08 08:18:24
7248938991i received 4  automated phone calls in 1 week from this number. they wont identify themselves. I press 2 to be removed from their call list. they just keep calling.m52016-05-09 17:31:45
7242160572Poll that eventually gets down to if I am going to vote Yes on Michigan's Proposal 1 in May. Um, no, I'm not and told the caller that if he was smart he wouldn't either.Ron (again)42016-05-13 13:24:25
7248938993Yes, I had one on my answering machine when I got home.  Tried calling and it rang about 10-12 times then went to voicemail saying "the person at extension #### is away from their desk..." then I hung up.Whatever!  It definitely sounds like a scam.TRH72016-05-15 22:49:52
7245652020Yes, just got same exact message for 5th time. I called number back, some female answers saying: something I couldn't understand then "Executive offices, may I help you?" sounds like a damn scam & its beyond aggravating now. anyone know how to stop it?Robert32016-05-22 08:36:15
7240788497Got the same call today. "Tom Parker" has a check for ME for the same amount.  I want this little worm to deliver it to I can thank him personally. Just take the gas money outta my big ol' check. Scammers should be publicly flogged.Gene32016-07-04 10:33:55
7240788499She has my kids and won't give them back I hate this personGuest52016-07-04 12:35:22
7240788495do not call my numbers anymoreGuest32016-07-04 15:59:51
7240788492Called back; operator says this not a working numberGuest72016-07-05 08:18:50
7240788494Didn't recognize this number and no message was left.Guest62016-07-05 14:12:30
7240788500No responseGuest32016-07-05 14:19:56
7240788498zGuest62016-07-05 19:45:05
7240788501847-251-9556 is not associated with me or 745 Cherry Street, Winnetka IL address. I moved from there in Jan.2014. Please delete that. As far as I know it's out of service. James moved in July 2014.Guest52016-07-05 20:07:05
7240788496dont answerGuest52016-07-06 03:32:47
7242217412spamer for patriot mortgage 1-888-569-2085 code: S2689Guest32016-07-07 06:13:31
7246720185I keep becoming calls out of this number. I say hello and nobody will there be. Your Owner ID says unknown. Nash52015-12-23 16:40:34
7249876751I had a missed telephone that revealed a voice mail was left. The express send was a single beep no express message. Guest232015-11-05 15:37:58
7247549346Needed info on my sister amp called her today Seeking info Around me amp would t tell her whom they were. Guest52015-11-05 19:50:57
7243040977I have acquired W Telephone calls within two times. I didn't reply the phone. I am unsure what i got that calls forGuest52015-11-05 21:53:52
7249148231Called saying I won 5. 5 million Dollars all i had for would was pay that W. W delivery Payment. . . yea appropriate. Guest92015-12-15 05:37:04
7249381501This number is consistently dialing my cell Telephone and never Making a message. I desire it for Discontinue. Guest222015-11-06 01:48:58
7242012875Called and Installed Upward after 2 Bands. I did not call back and they did not phone me back either However. Guest132015-11-06 03:27:51
7243441775Answering viewing quot legal issue quot . I would think if I had a legal Dilemma I would get a correspondence. Guest52015-12-14 19:28:05
7242998960left MSG I had a lousy Assess and they would take legal Activities and prosecute to the Best Level within my stateGuest72016-03-18 11:47:11
7245412498Hes a drunk who cant Switch a phone Amount Afterward gets vulgar along with you personally because hes an idiot Seemingly. Guest12015-11-06 16:21:56
7242413300These BASTARDS keep calling . . . Telephone terrorists . . . I want serenity and silent. Quit them . . . . . . . Guest42015-11-07 03:09:51
7248358343Gotten 3 calls thus Much. Inquired to Talk with for person Managing the Electrical bill and Afterward hung Upwards. Guest612015-11-07 09:24:58
7247501027Probably Beaver County Times AGAIN. Hate these calls.Another nuisance call92017-09-21 23:40:32

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